so here is the story, sorry for being long.
My younger brother and i had just finished shopping at XYZ Mall. We walked to the parking lot, i was the driver, and backed up out of the parking spot i was in. As i was backing up, i had hit a dark blue Honda car. So i walked out of the car and checked the Honda driver to see if she was ok. Seriously, i didnt even check the damage of the car. The lady walked out of the car and i kept asking CONSTANTLY if she was ok. (she was about 35-40 years old) She said she was fine and proceeded to the damage area of her car. The problem was, my brother and i stood outside looking for the damage for about 5 mins because the damage was not bad at all. The only damage was the scrape of paint of the Honda car. It was the size of a dime about. The lady had smooth her hand all over the side of the car to try to find damage for quite a while. But that was it. The dime size paint scrape was all that was.
Now i am getting a summons and complaints from lady claiming I had injured her AND her passenger. Which I recall there were NO passengers in the car with her. It was just the driver. The second complaint was that she had her car hauled out of the parking lot. Which was NOT true because she drove off just fine.
The whole claim is for $8800 dollars.
We still exchange information because I admit it was my fault of hitting her and it was my first incident that ever happened. I know no matter how big or small accidents can be it should get reported. But the first time i just got so nervous I wasnt thinking right i guess. I just figure she seems like a nice lady and that she said she was fine. so we both let it go. But i told her if she needed to fix the little paint job i can be responsible for it. But she said it was ok. but we still exchange info. anyways and she drove off. NOT HAULED OUT.
I know there is a 2 year limitation to this whole thing. The thing is, The letter said the incident was on July 28, 2006. Which was not true because that time, i was going to a university and took public transportation where ever i went and didnt have a car. I had a car before that when i was going to another university because it was further out to get to. On that point, i just want to prove that there was no way for me to have a car to go anywhere on that date and the 2 year limitation has ended perhaps in 2006-2007.
Because it has been so long i had already lost the information of that lady and have no other proven records to prove my side.
Now i dont know what to do, but my insurance is settling for $8800.
I dont have a problem of my insurance company paying out to them, the only problem is that I hate the fact people lie to get the money.
There was no police report taken, no car hauled. No injuries.
However, on the injury i know they can still claim that they have injury afterwards. but still, i want some justice in my case when i know there was NO PASSENGER, NO CAR HAULED out of the parking lot and passed the 2 year limitation, So now what should i do?
