So heres the situation: I was in a car accident over two weeks ago. I was going to turn left when a car smashed into me, running a red light. They were totally at fault, I have witnesses. My car is drivable, but I havent been driving it to work since the bumper is off, the headlight is busted, and just basically smashed up. Anyways, I contacted their insurance company (American Access Casualty Company) which from what I’ve read is one of the worst insurance companies who will drag their feet and take forever getting back to you. They finally sent an adjuster out last week, said they’d contact me in 48 hours, and never did. I finally had to call them and leave harrasing voicemails, and they finally returned my call, saying my car is considered totalled, and the reason they havent pursued it further is because they’re waiting on a police report and they cant get ahold of the people who hit me. Im pretty sure this is just bs, as many people have told me insurance companies will say and do anything to prolong paying you. This is my first wreck, so Im not sure what to do here. I already called and made an appointment with a car accident lawyer. Im just wondering how long it should take with the help of a lawyer to get my money for my car, pain and suffering, and time without a car. Im starting school in less than 2 weeks, and have to have a way to get around. Thanks!
i had a big bruise under my chin from where the airbag deployed, but no medical bills, since i didnt go to a doctor. but i had to miss work the day after it happened because of headaches and sore bruise, so that should count for something, plus all this time ive been without a car, in my state (arkansas) they have to pay you for the time you didnt have your car. it was 100% not my fault, i did stop before going to turn, they literally came out of nowhere. i have 2 witnesses, so if anyone tries to say i am at fault at all, i have 2 peoples names and numbers who will say different.

Tags: Accident, getting, help, involved, Lawyer, loss, total