Car Accident Attorney » Insurance

Insurance Adjusters are Skilled Negotiators

legal editor — Tue, 22 May 2012 10:22:19 +0000

Texas personal injury attorney Gregg Anderson of the Law Offices of Terry Bryant discusses why: An insurance company adjuster is a highly skilled negotiator.

Why is a car insurance trying to settle a car accident claim fast?

legal editor — Sat, 21 Apr 2012 23:20:01 +0000

I was in a car accident. The other driver did a “squat and stop” scam. (the driver speeds out quickly in front of another driver so he/she wont have enough time to stop and then sit there so the other driver can hit him/her) However, the other driver’s car insurance trying to settle quick. The driver’s car insurance company did their investigation and came to an conclusion that I was at fault.. (yeah right) The accident happen on 4/20/11 and they trying to settle on 4/28/11. (eight days later) When I mentioned that my attorney was handling the case. All of a sudden the company sending me letters claiming it my fault and I have to pay for my own damages. And, that I have so many years to take the claim to court. (hoping that I want) I just fax everything over to my attorney. I am still going through therapy. I do have car insurance. So, why is the driver’s car insurance company trying to settle the claim quick when they was actually at fault? Please, only knowledgeable people reply. Thank you so much
Note: The driver’s girlfriend was told to fake she was injury because she is pregnant. Also, the driver came out the wrong exit of the driveway speeding..

Personal Injury Attorney – Insurance Company Investigation – Brevard County FL

legal editor — Thu, 15 Mar 2012 00:50:45 +0000

www.attorneyscottwright.com Attorney Scott Wright 321-723-1997 drtvSEID Hi. I’m attorney Scott Wright. If you’ve been injured in an accident, you should know the insurance company will aggressively investigate your claim. Their purpose in doing so is not to support your claim, but to improve their prospects for denying it. The insurance adjuster will interview witnesses, will request from you an authorization to release all of your medical records, may ask that you agree to be examined by a physician of their choosing at their expense. They may also hire a private investigator, conduct background checks on you, and also place you under surveillance. If you’d like to discuss how to deal with these measures of investigation by the insurance company, feel free to give me a call. You can reach me 24 hours a day, 7 days a week at 321-723-1997. I look forward to speaking with you.

will i have to pay the remainder fees, after insurance, of a car passenger’s,back injury’s in my car accident?

legal editor — Thu, 08 Mar 2012 08:19:25 +0000

i had a car accident by losing control of my car after driving to close to the curb with gravel. i jerked the wheel to hard at the legal speed of 55, to prevent from going off the road. in the result i lost control of my vehicle and flipped it 3times. i was not under the influences of any substance of any kind. it was a complete accident. i have full coverage insurance. my passenger was air lifted to the hospital for a back injury. my insurance was going to cover all his medical bills, up until he contacted a attorney to further sue my insurance company and myself. in result of all this my passenger will not talk to me anymore and is suing me for the remainder medical fees, future lost wages and future medical fees in which my insurance did not cover. a total of around $90,000 so far without the future costs. my insurance company appointed me an attorney for my case. question is, “will i be responsible to pay this passengers remainder medical bills and future medical bills and lost wages?” this passenger has a criminal history of many wrongs that resulted in jail and prison time. this passenger also does not hold a job long or one at all. the passenger claims to have permanent injures which i don’t believe, because I’ve seen this person drive and walk in public places, such as a bar. i believe this person is able to do things any other person can do. please give me some idea of what might happen in this case. will i have to pay for these things?

Is it possible to see the final statement before my lawyer agrees to settle with the insurance?

legal editor — Thu, 01 Mar 2012 23:20:40 +0000

This is regarding a personal injury (from car accident) claim. I was at no fault. Other driver’s negligence. I was told that it was my right to see both settlement proposal as well as final statement prior my lawyer talks or gives the documents to the insurance. My lawyer never did. Always went straight to the insurance without consulting me…

Car accident insurance claims question?

legal editor — Sat, 10 Dec 2011 02:20:20 +0000

I was in an auto accident in VA. I was the passenger of the vehicle and the person t-boned the entire side of the vehicle I was in. The person that hit us was at fault and received a ticket. They didn’t have car insurance so my girlfriend’s car insurance is paying for everything. I was rushed to the ER and injured my neck, shoulder, chest, back and wrist. I am currently going to PT and OT. The physical therapist said I have musculoskeletal injuries. I have to take 4 different meds a day and I have chest pain several times a day. The current (some) bills and lost wages are over 6k as of right now and my physician says I will be in PT for at least another month. I haven’t been able to work my pt job because of the type of work I do there but I have been able to go to my full time job. How much should I expect for pain and suffering. I can’t even lift a bag of groceries now because my wrist hurts so badly. I don’t want to get a lawyer since they take all the money.
The insurance company already told me they are going to pay for my lost wages.

Must I Reimburse my Health Insurance Company if I am Awarded Damages?

legal editor — Fri, 25 Nov 2011 05:21:36 +0000

www.brownjoneslaw.com – Oklahoma Car Accident lawyer, Lynn Anderson, discusses reimbursing your health insurance company if you were awarded damages.

How do I make a claim against an Insurance company?

legal editor — Mon, 14 Nov 2011 20:23:08 +0000

I was in a wreck 2 days ago, I only have laibilty insurance on my car, however, it was not my fault, the person responsible took the blame and was stated in the police report, this is my first ever accident so I don’t know how to proced to file my claim, should I call the persons Insurance company myself or go to lawyer? my car was left in bad shape & I can’t & I would not risk driving it any longer.

claims help for insurance on driving gf car after accident, PLease give advice?

legal editor — Mon, 14 Nov 2011 14:19:29 +0000

I was driving my gf car and got into an accident, i ahve full isnurance and she only has liabilty. This was back in FEB, I calle dmy insurance and they said since she has insurance it will be covered under hers. However he is claiming bodily injuries and his amount my exceed her plicy, so a claims company ask for my insurance and plicy # just incase should i divulge my information to the claimants? Should I make a claim under my insurance or just wait to see what happens?

PLEASE HELP

My lawyer wants my boyfriend insurance info, is he sueing my boyfriend?

legal editor — Wed, 09 Nov 2011 17:23:10 +0000

Okay, my boyfriend and I were in a car wreck and I ended up breaking some bones in my right hand. I’ve now completed medical treatments for my hand, so I’m thinking this should be over soon. But the last time I called my lawyer, they wanted my boyfriends insurance information. (Liability, personal injury, so on.) Does them wanting that info mean they’re trying to get money from his insurance or just use it to help me out?

How do I work with a car insurance injury claim?

legal editor — Tue, 08 Nov 2011 05:22:22 +0000

I was a victim of a rear-end accident and was in Chiropractic therapy for a handful of months.
(neck & back pain)
Insurance has paid for all the medical and work-time lost.
Now 9 months later, the insurance company wants to pay me to settle/end my case.
My neck seems fine, but stiffness at random days. (treatment is over)

Should I take the settlement money?
If so, what is the normal amount usually given for something like this?

Question about a wreck I was in… What will the guy’s insurance pay on my car?

legal editor — Thu, 20 Oct 2011 05:22:06 +0000

It is an old car that I use for commuting. It is only worth about $1500 fair market value, but I just put a new motor in it for $2000 and a guy rearended me and pushed me into the car in front of me, so it is gone. Is it just my bad luck for fixing an old car, or do they take that kind of stuff into consideration if I have the receipts. Also, I want to keep the car because it was in the family since it was new, so if I do that, will I get nothing? It will cost way more to fix than it is worth. What should I do? Also, me and my 2 year old both have whiplash, and I had to pay for the hospital visit with my insurance and I had to pay the copay for both of us. I still hurt, but nothing is broken, I just can’t move my neck because it is strained, and my son has a nasty knot on his head, but we are fine. Should I get a lawyer? I am not trying to ambulance chase… I am not greedy, but it just sucks that I am out all this money I put into my car, that ran better than a new one, and then I don’t know what my pain will be like next week because it hurts worse today. The guy told me and the lady he made me hit that he was texting his girlfriend and didn’t see me, so they established him at fault, but I just feel so screwed, because I am going to have to start driving my tahoe again, which gets crap gas mileage, and I totally get that has nothing to do with the insurance company what kind of car my other car is, but what if I didn’t have the tahoe? Wouldn’t the provide a rental? I am just not sure where to go from here. I don’t even feel like driving, but even if I wanted to, I am going from a car that gets 38 mpg, to a SUV that gets 11mpg, argh. Oh well, what should I do?

After Giving a Statement to the Other Party’s Insurance Provider, I Decided I Needed an Attorney.

legal editor — Mon, 17 Oct 2011 06:19:59 +0000

www.brownjoneslaw.com – Oklahoma car accident lawyer, Lynn Anderson, explains when you would need an attorney in regards to a car accident.

Ottawa Personal Injury Lawyer | Ottawa Insurance lawyer

legal editor — Wed, 28 Sep 2011 11:56:06 +0000

Ottawa car accident lawyer Brenda Hollingsworth explains why you should speak to an Ottawa personal injury lawyer sooner rather than later to protect your accident claim for compensation. Visit www.personalinjuryottawa.ca for more information. Your can contact Brenda Hollingsworth at Auger Hollingsworth in Ottawa, Ontario. Visit us at www.ottawalawfirm.ca or www.personalinjuryottawa.ca.

Ask a Lawyer About Insurance Companies

legal editor — Fri, 23 Sep 2011 21:22:06 +0000

Texas personal injury attorney Gregg Anderson of the Law Offices of Terry Bryant discusses some of the tricks and complications that arise when dealing with insurance companies

Attorney Greg S. Baumgartner-Legal Help for Injury Claims, Insurance & Compensation for Damages

legal editor — Tue, 13 Sep 2011 22:51:40 +0000

www.texastriallawyers.com Houston Insurance Claims Lawyer Gregory S. Baumgartner is an experienced Houston truck accident attorney. He understands the needs of clients who have been injured or lost a loved one in a truck accident. Many times, in truck accidents caused by another’s negligent…

Six Ways an Insurance Adjuster Will Reduce Your Car Accident Settlement

legal editor — Tue, 23 Aug 2011 17:21:14 +0000

www.jimdodsonlaw.com In this video, prepared for you by experienced car crash and personal injury lawyer, Jim Dodson, you will learn the 6 ways an insurance adjuster will try to deny or reduce the amount of settlement you will receive in your car accident case. Don’t become a victim – know your rights!

I was in a car accident in California and now I am having problems w/ insurance, what to do small claims?

legal editor — Wed, 17 Aug 2011 08:20:10 +0000

I was involved in a hit and run accident w/a semi truck on Friday 6/4 on the freeway during rush hour traffic going about 10-15mph. The driver rear end me hitting my car multiple times and the last time I got hit I was literally standing on my brakes and the truck was pushing my car (an Acura Integra) and I could hear my brakes screeching and smelt burning rubber. At that point I was afraid for my life not knowing why this person was continuously hitting my car. I got the truck drivers plates and the police found him later that day at his job site and he stated he didn’t know he hit me. The police informed me he would not be charged w/hit and run unless I can prove that he had knowledge of him hitting me. I went to the doctor on Monday because of lower back pain and he sent me to physical therapy. When I called the other guy’s insurance company to make a claim, they set me up with an adjuster who said she would call me back the next day. I didn’t hear anything from her for 3 days so I called back and was told I had a new adjuster, so I called him and got his voice mail which stated he wouldn’t be back in his office until the next week. I called back the next week and after leaving many messages, I finally spoke to him and he stated that based on my statement, the insurance company would pay for all my auto and medical bills, and he would call me the next day after he spoke to his insurer and let me know the plan. I sent him an estimate and photos of my car. Then about a week later he left a message on my voice mail and emailed me stating:

Thanks for sending the photos over. Essentially our issue now is that our driver refuses to drop his story about you cutting him off and I cannot disregard what he is telling me. I want to avoid any hang ups on this file and don’t want you to feel like I am disregarding your story either. I know you said that you had aggravated your back and that was a part of your claim here. In an attempt to compromise this dispute, I want to take a shot at an offer I hope you could take. If I offered a percentage of your damages that reflected the disputed facts between the two parties (as in I pay 50% of your property and 50% of your injury claim), I don’t think you’d find it agreeable. Accordingly, I’d like to suggest that I pay 100% of your repairs as well as for a rental while it is in the shop in exchange for your full release of all claims. My compromise is paying for all of your damage despite the insured being upset and feeling like I am going against them and your compromise would be to forego an injury claim. Please advise if this is an acceptable option. Also, if you have the police report, send it over.

The police report clearly states that he is 100% at fault, so I have a few questions:
1.Now that I have proof that the driver did have knowledge of hitting me, how can I get him charged w/hit and run?
2.The estimate for my cars visual damage was $850 and I have spoken to two attorneys who said that they can’t represent, but that I should take it to a small claims court, so what do I need to do if I take him to small claims?
3.Because of the pain in my lower back, I can’t stand for more than 10 minutes, and I can’t walk very far nor for long periods of time, so can I get pain and suffering?

If I make a peronsal injury claim, will it affect anyones car insurance?

legal editor — Fri, 22 Jul 2011 20:19:48 +0000

I was in a minor car accident, I was a passenger, we drove into a ditch, there was no other car involved. I have serious whiplash and I was wondering if i put a personal injury claim in, will it affect the drivers insurance, he is a good friend and I don’t want his insurance to go up or for him to be affected in any way by me making a claim. Is this possible?

Wichita Car Accident Injury Claim Process Chapter 28 – Limited Insurance Coverage

legal editor — Tue, 26 Apr 2011 03:26:04 +0000

caraccidentinjurylawcenter.com Wichita Car Accident Injury Claim Process 28 The Law Center for Car Accident Injuries explains limited insurance coverage.

Whose insurance is responsible when one of the cars involved in the wreck was stolen?

legal editor — Thu, 24 Mar 2011 02:31:30 +0000

I was hit head-on back in Nov.My car was totaled. None of us in my vehicle was seriously injurered. The other car was not being driven by the car’s owner. The owner of the other car claimed the car was stolen. However, it wasn’t until January that she filed a theft report. Her insurance is refusing to pay because the car was stolen. I am curiose how this is possible. I do have a lawyer, but so far they are not at all helpful.

a new driver in an accident, w/o insurance, car not registered to himself – PLEASE ADVISE!?

legal editor — Fri, 18 Mar 2011 23:26:34 +0000

my cousin just had an auto accident yesterday. he just got his license a couple of months ago, and his dad got a car for him. although it’s his car, it was registered under my uncle’s name (including liability insurance – w/o covereage for uninsured motorist).

re: accident – he entered the freeway but there was a truck running along that lane too. although he already merged into the lane, he was still stuck from behind and was forced out of the freeway into a ditch.

he’s still in the hospital with 2 other companions with him. they already contacted a personal injury lawyer. car was already declared a total wreck.

MY QUESTIONS ARE: 1. what happenes to his license – suspended or revoked? 2. who’s at fault here – him or the truck driver? 3. what penalties, aside fr #1, will he have to face? thanks
this in the state of CA. thanks
he’s 20. liability insurance was for my uncle only.
no fraud – he just drove his dad’s car. (with permission). i think, even though he knew that his dad’s auto insurance does not include him in the policy.

also saw the damage to the car, the truck hit the left rear fender of the car.

Insurance Firms Accused of Encouraging Claims

legal editor — Wed, 16 Mar 2011 11:58:38 +0000

Insurance Firms Accused of Encouraging Claims
The car insurance industry is coming under fire after a report from the Transport Select Committee attacked the relationship between insurance firms and personal injury lawyers.

Read more on PR Newswire via Yahoo! Finance

i have insurance but now my insurance company said they wont cover my car wreck?

legal editor — Sun, 13 Mar 2011 20:20:28 +0000

ok… i rear ended someone, (accidents happen, i never want to have any) and i have insurance. however, the insurance company said they wont cover anything now because i’m on the excluded list. my husband put my name on the excluded list back when i didnt have a driver’s license. and both of us remember when i got my learner’s permit, he took my name off that list, our insurance company kept saying that my name didnt get removed. now my friends and co workers told me to hire a lawyer and sue the insurance company, but what if we dont win? we will end up paying the lawyer and who knows how much money the person that i hit wants??? btw, our insurance company is nation wide, and i dont think they are on my side…
btw, my name IS on the insurance card.
yea i really would like to call the person that i hit and offer fixing his car, my husband works at good year and he can do that. however, the guy that i hit said he was perfect fine, but when the cop came he said his neck was hurting, so i’m sure he’s trying to get a lot of money… i wasnt going fast at all, i was making a right turn (on a red light unfortunately…), i swear i stopped and look, i never speed, (i’m a new driver and i will never speed in my life) i was going about 15, maybe below that, and then i hit him…
look, i dont even like it when my husband speeds, and i got into a car wreck years ago because my friend was speeding… do u think i want to get myself killed?
yes, we have new insurance card. before the insurance card had his name on it, and after he removed me from the list, his name AND my name are on the card. yes, i live in texas

can car insurance not pay accident claim because of .10bac? solo accident, no injuries or property damage.?

legal editor — Thu, 10 Mar 2011 23:34:18 +0000

single car accident, no injuries, no prop damage. snow/ice road conditions. police responded-no citations, no report. just towed car and that was it. went to hospital 5 hours later to make sure no traumatic brain injury, blood/urine tests showed .10BAC can the ins co deny my claim because of a few ‘post accident’ drinks? new york suff cty

Mastermind in insurance scam jailed for 32 months

legal editor — Thu, 10 Mar 2011 08:54:47 +0000

Mastermind in insurance scam jailed for 32 months
THE mastermind behind false motor personal-injury insurance claims was jailed for 32 months on Wednesday. Ong Ai Peng, 48, a former tow truck driver, had pleaded guilty to 10 charges of conspiracy to cheat NTUC Income Co-operative and India International Insurance. Both companies were deceived into paying out sums of money to settle personal injury accident claims between 2005 and 2009.

ok…daughter got in a car wreck as a passenger with her friend driving who only had liability insurance…?

legal editor — Tue, 08 Mar 2011 17:20:52 +0000

well originally it was all understood the other vehicle(Allsatate full coverage insurance) was at fault(no one was cited) but now 2 montha later Allstate has said it was my daughters friend fault and they are dropping the claims??? Well any way…my daughter had 5 grand in med. bills and is in college with no job!!!! How do we get this paid??? My daughter does not drive and has no auto ins. Should we get a lawyer and fight this??or will that just put us in more debt?

I was involved in car wreck hit a cow here in SC. Owners insurance company not paying me for losses what to do?

legal editor — Thu, 03 Mar 2011 14:24:41 +0000

Cows owners insurance company admits guilt but is barely willing to pay even half of my losses. I cant afford a good lawyer and sure do need the money just to live. What can I do?
Im a hunting & fishing salesmen here in SC. Yes, they did pay to fix the car and it has been fixed. They also in writing stated they would pay all medical bills. My losses include over $4800.00 in lost wages in addtion to three sales presentations I was to sick/hurt to make Dollar General, WL Lee Flowers, HFW. They are medical bills over $ 2000.00 plus the need for followup care. My neck and back hurt after driving 100 miles are more. The offer of 5000,00 is hog wash. Im thinking of blasting SC Farm Bureau Insurance company back into the stone age. I also have a sworn statement from a witness that said the cow was out for over 48hours. I am hurting because of having to miss work for treatments.

REAL EXAMPLES OF WRONGFUL INSURANCE DENIALS: Protect Yourself

legal editor — Mon, 28 Feb 2011 18:56:18 +0000

REAL EXAMPLES OF WRONGFUL INSURANCE DENIALS: Protect Yourself
Minnesota is a no-fault automobile state. This means that when you are in a collision there are basic benefits of medical bills, wage loss, medical mileage and replacement services that will be covered by your own car insurance policy. The no-fault benefits goes back to a deal from the 1970s where insurance companies got tort thresholds (items proving a severe enough injury to bring a personal …

car accident, insurance, fake injury…(URGENT)?

legal editor — Sat, 26 Feb 2011 05:19:23 +0000

Hi,

My friend made an accident. The car that she hit was not damaged, didn’t even have scratches according to the police, but the guy that was in the car claims that his back hurt. We are assuming he did that because he wants to sue the insurance to get some money. How long does it take for the insurance to hear from him to know if he is going to sue them or not?

Thanks