I got involved in a minor car accident on the way working in January. The car in front of me made a sudden stop after making a right turn. I hit its rear. Police came over and wrote a report. There was no damage on either car. My insurance company took pictures for evidence. Since that driver worked for a contractor of our company and we saw each other everyday. He said he was fine then we all went to work. Later that day his boss told me he went to hospital to check his back. Later than that he went to physical therapy. I told my insurance company and got his working vehicle information. He didn’t have my insurance information though. Last month I received letter from his lawyer (he didn’t spell my name right), and compensation organization and my insurance company. The compensation organization said they were continuing paying for the cost. My insurance company said the guy’s lawyer claimed the amount above my coverage. I saw him several times at work after the accident but I haven’t seen him for a while. His job is pretty physical. Now I am wondering if my life will get screwed by the minor accident. What should I do?
My salary is pretty low. It has been four months. If my insurance can’t cover the loss, I am not able to pay it off.
